Porowhita Waitohu

Whakapai moni tango ("PAD") Whakaritenga Ratonga (Kānata)

This Terms of Service Agreement (“Terms”) creates a legally binding agreement between you, as the user, (“You”, “Your”) and Sanem Digital RUA Limited, including its subsidiaries Sanem Digital RUA CANADA Inc, Sanem Digital RUA US LLC, Sanem Digital RUA Aotearoa Ltd, Sanem Digital RUA Australia Pty Ltd (“RUA”, “We”, “Us”, “Our”).

1. Authorization

2. Frequency

3. Business Days

4. Waiver

5. Deferring or Stopping Payment

6. Cancelling the Payments

7. Disputes

8. Dishonoured Payments

9. Other User Resonsibilities

10. Change of Terms

11. Enquiries